When you are on a tight budget, the month of December can make you break out in a cold sweat. Even seeing the Christmas décor and advertisements go up in the stores makes you wish you could bypass the festivities altogether. Luckily, even if you have no money for Christmas – you can still have…
Many moons ago, the pastor of a church was well looked after by the congregation. However, inflation, declining church memberships, and other financial concerns have led to challenging situations for pastors. Many pastors today rely on a side hustle – not from boredom or greed, but out of necessity to make ends meet. A side…
You’ve got a solid budget in place, you’ve searched for a higher-paying job, and you’ve given up some of your spendy habits…but the ends are still not meeting when it comes to your financial goals. Maybe it’s time to go ultra-frugal with these funny ways to save money! Looking at your finances with a sense…
There is no getting around it: trying to save money is tough. Whether you are single or have a family, gaining control of your money and setting realistic financial goals for your future is necessary. Numerous budgeting techniques can help you, but regardless of the method, it’s important to know there are advantages and disadvantages…
If you want to save money, having a strong frugal mindset can help you achieve your goals. After all, your mindset drives most financial decisions you make. A frugal – yet positive! – outlook will help you to live responsibly, but not at the cost of your happiness. In fact, if a frugal lifestyle makes…
If you’re like many people, the very idea of budgeting can make you cringe. You picture sitting down with a calculator and a pile of bills, carefully scrutinizing every expense and making tough choices about where to cut back. But if you’re a high earner and/or have low expenses, a 60-30-10 budget may be the…
Ever feel like you’re working so hard but just not getting ahead financially? You’re not alone. A lot of people feel like they’re just spinning their wheels when it comes to their money! The first step to taking control of your finances is implementing some form of a budget. The 30-30-30-10 budget is one strategy…
Heard about 40B housing – but not sure exactly what that means? Chapter 40B is a state statute in Massachusetts related to affordable housing, and is often the phrase used surrounding those programs. If your family falls into a certain moderate income range, you may qualify for programs providing you with an affordable mortgage! Disclaimer:…
When it comes to monthly expenses, your cell phone bill may be one of the easiest places to cut costs. Learn several creative ways to lower your Verizon bill – as well as another option for saving even more money on cell service! Choose a Prepaid Phone Plan Instead of a Regular Plan Yes, Verizon…
On a budget? In an area without a major grocery store nearby? This Dollar Tree meal plan will help stretch every dollar, using only foods available at the Dollar Tree. With a little creativity and planning, you can feed a nutrient-rich diet to a family of three on just $88 for the week (which accounts…