The 30-30-30-10 Budget: What It Is and How It Can Help You Save

The 30-30-30-10 Budget: What It Is and How It Can Help You Save

Ever feel like you’re working so hard but just not getting ahead financially? You’re not alone. A lot of people feel like they’re just spinning their wheels when it comes to their money! The first step to taking control of your finances is implementing some form of a budget. The 30-30-30-10 budget is one strategy…

What is 40B Housing in Massachusetts? (Affordable Housing)

What is 40B Housing in Massachusetts? (Affordable Housing)

Heard about 40B housing – but not sure exactly what that means? Chapter 40B is a state statute in Massachusetts related to affordable housing, and is often the phrase used surrounding those programs. If your family falls into a certain moderate income range, you may qualify for programs providing you with an affordable mortgage!  Disclaimer:…

12 Frugal Balanced Breakfast Ideas to Start Your Day Right

12 Frugal Balanced Breakfast Ideas to Start Your Day Right

Are you looking for ways to save money on your breakfast costs? Especially with inflation skyrocketing lately, many of us are looking for tips and tricks to cut the food budget. Not to worry though – we’ve got 13 delicious and filling frugal breakfast ideas that are perfect when you’re pinching pennies. 1. Oatmeal Oatmeal…

How to Get Free Onboard Credit for Cruise Shareholders! (Save on Travel)

How to Get Free Onboard Credit for Cruise Shareholders! (Save on Travel)

Are you a shareholder of a cruise company? If so, you may be eligible for free onboard credit on your next vacation! This is a frequently unknown travel hack that is perfect for saving money on your upcoming trip. What is onboard credit? Onboard credit is a promotional benefit that some cruise companies offer as…