Struggling to balance your budget and keep track of your expenses? Learn how to create a realistic, sustainable budget that works for you.
You might be asking yourself “why can’t I save money?” Sometimes the answer might be obvious, and other times it can feel like a total mystery. You might be making moves in the right direction, but still feel like your savings account balance doesn’t change. If you’re curious about why you find saving money hard,…
It’s the end of the month and you’re paying your bills – and somehow, there’s never enough left over for savings or fun. Sound familiar? It’s an all too common scenario these days, with 63% of the U.S. population living paycheck to paycheck, according to an article by CNBC. But how much money should you…
More and more modern couples are opting to move in together before getting married. In fact, the number of unmarried couples has almost tripled from 6 million to 17 million over the last two decades, according to a 2019 report from the US Census. With this cohabitation comes shared household expenses and potentially even a…
A little cushion in your bank account offers comfort and stability in stressful financial situations. One of the first steps in doing this? Get a month ahead on your bills so that you’re not living paycheck to paycheck. When you’re a month ahead, there should always be enough money in the bank account to fully…
There is no getting around it: trying to save money is tough. Whether you are single or have a family, gaining control of your money and setting realistic financial goals for your future is necessary. Numerous budgeting techniques can help you, but regardless of the method, it’s important to know there are advantages and disadvantages…
If you’re like many people, the very idea of budgeting can make you cringe. You picture sitting down with a calculator and a pile of bills, carefully scrutinizing every expense and making tough choices about where to cut back. But if you’re a high earner and/or have low expenses, a 60-30-10 budget may be the…
Ever feel like you’re working so hard but just not getting ahead financially? You’re not alone. A lot of people feel like they’re just spinning their wheels when it comes to their money! The first step to taking control of your finances is implementing some form of a budget. The 30-30-30-10 budget is one strategy…
When it comes to managing your finances, having a budget is essential. But what is the purpose of a budget? Why is it so important? A budget allows you to track your income and expenses, helps you save money, makes it easier to pay your bills, prepares you for unexpected expenses, and gives you peace…
Are you trying to stick to a budget this year? It can be tough, but it’s definitely not impossible. In fact, with a little bit of determination and inspiration, you can make great progress! That’s why we’ve put together this list of motivational budget quotes. We hope they will help you stay on track and…
When it comes to budgeting, many people just focus on the numbers. It becomes a simple formula of how much money comes in versus how much needs to go out. While this can be an effective way to create a budget, it often doesn’t evoke an emotional connection to your spending and becomes challenging to…