No Money for Christmas? Here’s How to Have a Magical Holiday Anyway

No Money for Christmas? Here’s How to Have a Magical Holiday Anyway

When you are on a tight budget, the month of December can make you break out in a cold sweat. Even seeing the Christmas décor and advertisements go up in the stores makes you wish you could bypass the festivities altogether. Luckily, even if you have no money for Christmas – you can still have…

12 Side Hustles For Pastors To Earn More Money

12 Side Hustles For Pastors To Earn More Money

Many moons ago, the pastor of a church was well looked after by the congregation. However, inflation, declining church memberships, and other financial concerns have led to challenging situations for pastors. Many pastors today rely on a side hustle – not from boredom or greed, but out of necessity to make ends meet. A side…

16 Funny Ways to Save Money (That Are Worth a Try!)

16 Funny Ways to Save Money (That Are Worth a Try!)

You’ve got a solid budget in place, you’ve searched for a higher-paying job, and you’ve given up some of your spendy habits…but the ends are still not meeting when it comes to your financial goals. Maybe it’s time to go ultra-frugal with these funny ways to save money! Looking at your finances with a sense…

Advantages And Disadvantages Of Budgeting That You Need To Know

Advantages And Disadvantages Of Budgeting That You Need To Know

There is no getting around it: trying to save money is tough. Whether you are single or have a family, gaining control of your money and setting realistic financial goals for your future is necessary. Numerous budgeting techniques can help you, but regardless of the method, it’s important to know there are advantages and disadvantages…

10 Ways To Build A Strong Frugal Mindset (Without Feeling Awful)
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10 Ways To Build A Strong Frugal Mindset (Without Feeling Awful)

If you want to save money, having a strong frugal mindset can help you achieve your goals. After all, your mindset drives most financial decisions you make. A frugal – yet positive! – outlook will help you to live responsibly, but not at the cost of your happiness. In fact, if a frugal lifestyle makes…

The 30-30-30-10 Budget: What It Is and How It Can Help You Save

The 30-30-30-10 Budget: What It Is and How It Can Help You Save

Ever feel like you’re working so hard but just not getting ahead financially? You’re not alone. A lot of people feel like they’re just spinning their wheels when it comes to their money! The first step to taking control of your finances is implementing some form of a budget. The 30-30-30-10 budget is one strategy…

What is 40B Housing in Massachusetts? (Affordable Housing)

What is 40B Housing in Massachusetts? (Affordable Housing)

Heard about 40B housing – but not sure exactly what that means? Chapter 40B is a state statute in Massachusetts related to affordable housing, and is often the phrase used surrounding those programs. If your family falls into a certain moderate income range, you may qualify for programs providing you with an affordable mortgage!  Disclaimer:…